Qardex: questions and answers
Short, factual answers about how Qardex works. If something is missing, ask in the Help center inside the app or send /support to @qardexbot.
Open QardexGetting started
A custodial crypto wallet with US stocks that runs inside Telegram as a Mini App. You open it from @qardexbot; your Telegram account is the sign-in.
No. Qardex opens inside Telegram from a chat — nothing to download from an app store.
Opening a wallet is free and there is no monthly fee. Swaps cost 0%; withdrawals carry a network fee.
Eleven: English, Russian, Spanish, Portuguese, French, German, Turkish, Arabic, Hindi, Chinese and Indonesian.
Wallet and deposits
USDT, USDC, BTC, ETH, TRX and BNB. TON can be held and swapped, but TON deposits are not open yet.
20 USDT or 20 USDC on any network, 0.0005 BTC, 0.01 ETH, 9 TRX and 0.003 BNB. Smaller transfers are not credited.
No. On Solana, Qardex accepts USDT and USDC only; native SOL is not credited.
Yes, while it is still pending. The full amount returns to your balance.
Swaps and fees
Nothing: the fee is 0%, at the market price without a spread. The minimum swap is $1.
The network fee for the transfer, which depends on the network — the fees page lists every one.
US stocks and Long/Short
85 US stocks, bought and sold with USDT during the US session, 09:30–16:00 New York time.
No. Positions are kept on Qardex’s ledger and settled in USDT; there are no shares in a brokerage account and no dividends.
Up to 100× on crypto and up to 10× on US stocks. A position is liquidated when its loss equals the margin.
Security
Yes. Qardex holds the keys, so there is no seed phrase; you trust Qardex with your assets.
Turn on two-step verification in Telegram, set a passcode in Qardex, and never share login codes.
Through the Help center chat inside the app, or by sending /support to @qardexbot.
Keep reading
Wallet
Receive and send USDT, USDC, BTC, ETH, TRX and BNB inside Telegram. Networks, minimum deposits, withdrawal fees and confirmations in one table.
Swap
Swap USDT, USDC, BTC, ETH, TON, TRX and BNB inside Telegram with a 0% fee, at the live market rate shown before you confirm. Minimum swap: $1.
US stocks
Trade 85 US stocks — Apple, Tesla, NVIDIA and more — with USDT inside Telegram, at live prices during US market hours. How it works and the risks.
Long / Short
Open Long or Short positions on crypto with up to 100× leverage and on US stocks with up to 10×, inside Telegram. How margin and liquidation work.
Security
How Qardex keeps your account safe: custodial storage without a seed phrase, Telegram sign-in, a passcode on money actions, manual withdrawal checks.
Fees
Every Qardex fee in one place: 0% on swaps, free deposits, network fees on withdrawals, no commission on US stock trades or Long/Short positions.
About
Qardex in plain facts: a custodial wallet inside Telegram with 0% swaps, 85 US stocks and Long/Short positions, in 11 languages — and what it is not.
Ready to take control of your crypto?
Open Qardex inside Telegram and get your wallet set up in under a minute — no downloads, no seed phrase to write down on paper.
Open Qardex