Crypto card + wallet in one place.
Trade, exchange and earn.
Qardex lives inside Telegram — no separate app to install. Hold and swap assets across chains, trade US stocks with USDT and track live markets, right from the chat you already use every day.
BTC +2.4%
BTC → USDT
Everything your wallet should do — in one tab
Qardex bundles a wallet, an exchange and US stocks into a single Telegram experience, so you stop juggling apps to manage your money.
Multi-chain wallet
Hold BTC, ETH, USDT and more on five blockchains — one balance, no separate app for every chain.
Instant swaps
Exchange assets in seconds at the live market rate, with a 0% fee and the amount shown before you confirm.
Live market data
Real-time prices, candle charts and an order book, so you always trade on the current price.
85 US stocks
Buy and sell Apple, NVIDIA, Tesla and 82 more with USDT during the US session.
Price alerts
Set a target price for any asset and @qardexbot messages you in Telegram when it hits.
Qardex Card
The Card tab tops a card up straight from your USDT or USDC balance; its terms are shown in the app.
Apple, NVIDIA, Tesla — bought with USDT
Qardex lists 85 US stocks. Pay with USDT from your balance, sell back to USDT, and follow every position next to your crypto — without a brokerage account.
- Live prices during the US session, 09:30–16:00 New York time
- Long and Short on stocks with up to 10× leverage, closed at the session end
- Positions are kept on Qardex’s ledger and settled in USDT
AAPLApple
MSFTMicrosoft
NVDANVIDIA
GOOGLAlphabet
AMZNAmazon
METAMeta Platforms
TSLATesla
NFLXNetflix
AMDAMD
INTCIntel
DISWalt Disney
KOCoca-Cola
PEPPepsiCo
NKENike
VVisa
MAMastercard
JPMJPMorgan Chase
BABoeing
UBERUber
PYPLPayPal
SBUXStarbucks
SHOPShopify
SPOTSpotify
COINCoinbase
WMTWalmart
MCDMcDonald's
ORCLOracle
CRMSalesforce
ADBEAdobe
AVGOBroadcom
QCOMQualcomm
TSMTSMC
ASMLASML
IBMIBM
CSCOCisco
PLTRPalantir
SNOWSnowflake
MUMicron
ARMArm Holdings
DELLDell
SONYSony
ABNBAirbnb
BKNGBooking Holdings
EBAYeBay
RBLXRobloxReal order books. Real-time prices.
No delayed feeds or guesswork. The Market tab streams live pricing so every trade you place in Qardex is backed by the same data serious traders use.
Every balance in Qardex is priced against USD in real time — no stale conversions, no waiting for a refresh to see what your portfolio is worth right now.
Questions, answered
Yes. Qardex is a custodial wallet — Qardex holds the keys and manages your balance on your behalf, the way a crypto exchange does. That is what makes the one-tap setup possible: there is no seed phrase for you to write down, store or lose. It also means you are trusting Qardex with your assets, so only keep what you are comfortable holding with a service.
Your Qardex balance is tied to your Telegram account, so restoring that account restores your wallet. Because Qardex is custodial there is no seed phrase to recover from — keep two-step verification switched on in Telegram itself, and treat your Telegram account as the key to your funds.
No. Qardex runs as a Telegram Mini App, so it opens straight from a chat — nothing to download from an app store.
USDT, USDC, BTC, ETH, TRX and BNB, which you can also deposit and withdraw on the Bitcoin, Ethereum, BNB Smart Chain, Tron and Solana networks. TON can be held and swapped inside the wallet.
Yes. Qardex lists 85 US stocks that you buy and sell with USDT during the regular US session. Positions are kept on Qardex’s ledger and settled in USDT — you do not receive shares in a brokerage account or dividends.
No. The swap fee is 0% and Qardex converts at the market price without adding a spread. You see the amount you will receive before you confirm.
Open the Card tab inside the app. The card types available to you and their terms are shown there before you order.
Ready to take control of your crypto?
Open Qardex inside Telegram and get your wallet set up in under a minute — no downloads, no seed phrase to write down on paper.
Open Qardex